Ultima Realtor - David Raisey Real Estate

2012-01-29T15:00:00.001-06:00

Raisey Real Estate - 5946 Haverhill Lane - Homes for Sale Frisco - Estates At Cobb Hill 02 - Listing # 11713996 http://ping.fm/VP8AA

2012-01-28T17:07:00.001-06:00

Raisey Real Estate - 14872 Foxbriar Lane - Homes for Sale Frisco TEXAS - Villages Of Stonelake Estates - Listing # 11713629 http://ping.fm/rzGAB

2012-01-27T17:17:00.001-06:00

Raisey Real Estate - 13247 Torrington Drive - Homes for Sale Frisco TEXAS - Cypress Creek 01* - Listing # 11713172 http://ping.fm/kpl5g

2012-01-26T18:40:00.001-06:00

Raisey Real Estate - 14271 Sorano Drive - Homes for Sale Frisco TEXAS - Sorano Estates - Listing # 11673345 http://ping.fm/QIstr

2012-01-26T07:47:00.001-06:00

Raisey Real Estate - 7909 Dawson Court - Homes for Sale Frisco TEXAS - Heritage Village Ph 02 - Listing # 11711433 http://ping.fm/teAQv

2012-01-25T06:27:00.001-06:00

Raisey Real Estate - 7909 Dawson Court - Homes for Sale Frisco TEXAS - Heritage Village Ph 02 - Listing # 11711433 http://ping.fm/EGQEm

How to sucessfully navigate the housing market in Collin, Dallas and Denton Counties.

2012-01-24T15:30:00.004-06:00

For all but the most fabulously wealthy of us, house shopping will probably be one of the most expensive purchases you will make in your whole life – which can make you feel both excited and daunted by the prospect.
Before you start trailing through websites and driving around your neighborhoods of choice, you should sit down and take a good long look at your financial situation. There is nothing more depressing than finding your dream home, but knowing you can’t afford it. So set a budget along side your partner if you have one and then stick to it. This will stop you from impulse buying and overspending, both of which you will probably regret later on.
The three most fundamental questions you want to answer before you purchase a house are:
1. How much can you really afford to spend on a new house? 2. Do you have money to pay in cash? 3. If you need to take out a mortgage, how much can you pay monthly?
The first question will force you to face reality early. A lot of people are attracted to houses that they simply cannot afford and it takes hard work and discipline not to be one of them! There are people who can help you with this budgeting process, an option you might want to consider is talking to the housing counseling agency. Their counselors can give you advice on all aspects of purchasing a home from credit issues through to fair housing and foreclosure prevention.
Once you’ve done your homework and set a clear budget, you need to think about how to finance you house purchase. Homebuyers tend to automatically try for a housing loan without considering a cash payment option. There are varied reasons for this for example, those have a cash sum to spend but choose to place it in a longer term investment which will grow and help pay off the mortgage later. However, do consider investing this excess cash directly towards your house purchase and getting a head start on paying off your dream home. This really depends on whether you prefer to be relieved of the pain of paying mortgage to accumulating money through investment. If paying for the house in cash is not an option for you because you just don’t have it, you might want to rethink if you really can afford the house. Get the healthy advice of a licensed mortgage broker to help you figure out what you can really afford.
If you decide to take on a monthly mortgage payment, then consider the following: how much you can give in down payment, what your current monthly expenses are and any debts you have. If you will be paying about 20% as down payment, you might want to get mortgage insurance since the extra cost could balance out in the peace of mind you will be given. Include those sneaky debts such as car loans and dreaded student loan payments into your financial concerns and remember all the ‘forgotten’ costs of a property such as property taxes, association dues, telephone, cable or internet and general house maintenance.
Now that you’ve got a plan in place, it’s time to go hunting for your dream house. Contact David Raisey, a Realtor and resident of Frisco at 469-688-6675 or visit his website at www.Raiseyrealestate.com to begin your home search.

Why now is one of the best times to buy a home in Dallas

2012-01-24T15:24:00.001-06:00

By now most of us have seen that hysterical commercial where the bargain shopper, both arms laden with bags full of goodies, comes running out of a big box store yelling, “Start the car, start the car!” to her husband who sleepily waits in the getaway vehicle. That ad evokes not only a chuckle but a déjà vu feeling. We all can relate to a time when we were very pleasantly surprised by scoring a purchase for much less than we anticipated. It is a feeling of victory and satisfaction that lingers and worthy of sharing at the next gathering of friends.
Did you know?
Right now the people who are truly motivated to sell their homes have opted to remain on the market during the holidays and the challenging winter months. They are people who are serious about meeting you (Mr./Ms. Buyer), and putting together a deal so they can move on with their plans to relocate.
The amount of homes for sale on the market offers a veritable smorgasbord of choices. You could most likely find that “perfect home.”
Prices are at rock bottom. Sad but true, someone else’s pain is your gain.
Mortgage rates are the lowest they have ever been. Banks are also serious about doing business with you and making it possible for you to make that purchase for which you have been on the fence.

What do I need to get in the game?
Talk to a mortgage rep to find out what is price range of home for which you qualify
Use my Commuting Expense Calculator to help you decide what would be the ideal distance from work.
Good credit scores. Ideally 700 or above, but a mortgage person would advise you best.
Savings-minimally between 5-10% of the home price should cover a down payment and closing costs.
A Realtor you trust to be your guide and advocate. Select one realtor to go over your wish list and send you possible properties for your review. Calling a bunch of different Realtors from the signs might not work in your best interest.
With all of this in mind, and when you feel comfortably ready, it would be silly not to at least see what is out there for the taking. You may be very surprised and it would have been a shame to miss out. How many times have you said to yourself, “If only I had….” Start the car! Call Real Estate Professional David Raisey or vist his website at www.RaiseyRealEstate.com to start the process of finding the perfect home.

2012-01-24T06:16:00.001-06:00

Raisey Real Estate - 6273 Aylworth Drive - Homes for Sale Frisco TEXAS - Turnbridge Manor 01 - Listing # 11710908 http://ping.fm/2JZeF

2012-01-23T19:03:00.001-06:00

Raisey Real Estate - 11718 Alexandria Drive - Homes for Sale Frisco TEXAS - Plantation Resort 02 B - Listing # 11710017 http://ping.fm/L93Pz

2012-01-23T08:31:00.001-06:00

Raisey Real Estate - 4604 Donegal Drive - Homes for Sale FRISCO TEXAS - Heritage Green - Listing # 11710026 http://ping.fm/eP4HZ

2012-01-22T11:06:00.001-06:00

Raisey Real Estate - 15337 BULL RUN Drive - Homes for Sale Frisco TEXAS - Stonelake Estates West - Listing # 11663293 http://ping.fm/TY84v

2012-01-21T09:49:00.001-06:00

Raisey Real Estate - 5840 Gallant Run - Homes for Sale Frisco TEXAS - Estates Cobb Hill Ph 01 - Listing # 11709753 http://ping.fm/2gyQK

2012-01-20T08:50:00.001-06:00

Search Results | Realtor, David Raisey – Agent Selling Texas MLS Real Estate Listings & Properties in Frisco, Plano, McKinney & Dallas Tx http://ping.fm/iKsvF

2012-01-19T09:04:00.001-06:00

David Raisey Real Estate - Dallas Texas - Realtor David Raisey Selling Homes in Collin County http://ping.fm/PsMM0

2012-01-19T08:00:00.001-06:00

Raisey Real Estate - 7405 Seawood Drive - Homes for Sale Frisco TEXAS - Preston Vineyards North - Listing # 11708678 http://ping.fm/LFxZU

2012-01-18T06:39:00.001-06:00

Raisey Real Estate - 6881 Pecan Chase - Homes for Sale Frisco TEXAS - Pearson Farms - Listing # 11707731 http://ping.fm/LAwky

2012-01-17T16:04:00.001-06:00

Raisey Real Estate - 3454 Delford Drive - Homes for Sale FRISCO - Heather Ridge Estates - Listing # 11706782 http://ping.fm/VGd6h

2012-01-17T06:59:00.001-06:00

Real Estate Homes for sale in Frisco Texas. Listings in Plano, McKinney, Allen, Celina, Prosper & Dallas Tx, Agent David Raisey http://ping.fm/bsauN

2012-01-16T20:03:00.001-06:00

Search Results | Realtor, David Raisey – Agent Selling Texas MLS Real Estate Listings & Properties in Frisco, Plano, McKinney & Dallas Tx http://ping.fm/fs6Jg

2012-01-16T10:44:00.001-06:00

Raisey Real Estate - 11308 Alexandria Drive - Homes for Sale Frisco TEXAS - Plantation Resort 02a - Listing # 11706218 http://ping.fm/uFG35

2012-01-14T10:20:00.001-06:00

Real Estate Homes for sale in Frisco Texas. Listings in Plano, McKinney, Allen, Celina, Prosper & Dallas Tx, Agent David Raisey http://ping.fm/8n3O4

2012-01-13T20:51:00.001-06:00

Real Estate Homes for sale in Frisco Texas. Listings in Plano, McKinney, Allen, Celina, Prosper & Dallas Tx, Agent David Raisey http://ping.fm/bF9gL

2012-01-13T06:45:00.001-06:00

Raisey Real Estate - 12674 Colborne Drive - Homes for Sale Frisco - Christie Ranch - Listing # 11705033 http://ping.fm/DVOnd

2012-01-12T17:07:00.001-06:00

Raisey Real Estate - 1698 Castle Pines Drive - Homes for Sale Frisco TEXAS - Waterford Falls - Listing # 11704294 http://ping.fm/FsaeE

2012-01-12T08:18:00.001-06:00

Raisey Real Estate - 11060 Blackhawk Drive - Homes for Sale Frisco - Fairways Ph 01 - Listing # 11703262 http://ping.fm/JNXRj

2012-01-11T17:27:00.001-06:00

Raisey Real Estate - 10063 Carriage Hill Lane - Homes for Sale Frisco TEXAS - Village At Panther Creek 01 - Listing # 11704443 http://ping.fm/Ul4G2

2012-01-11T12:39:00.001-06:00

Collin County Real Estate: MetLife Quits Mortgage Business, to Cut Most of 4,300 Workers http://ping.fm/2Bpbx

2012-01-11T08:25:00.001-06:00

Raisey Real Estate - 4013 Chevy Chase Lane - Homes for Sale FRISCO - Shaddock Creek Estates - Listing # 11703822 http://ping.fm/o9Cfo

2012-01-10T18:02:00.001-06:00

Raisey Real Estate - 1131 Patch Grove Drive - Homes for Sale Frisco - Grayhawk Sec 02 Ph 01 - Listing # 11704010 http://ping.fm/ANjYI

2012-01-10T07:54:00.001-06:00

Raisey Real Estate - 2303 Maserati Drive - Homes for Sale Frisco - Grayhawk Ph 08 - Listing # 11703745 http://ping.fm/D3jGX

2012-01-09T07:08:00.001-06:00

Raisey Real Estate - 1077 Clearwater Drive - Homes for Sale Frisco TEXAS - Shores At Waterstone Ph 01 - Listing # 11666348 http://ping.fm/BA7WI

2012-01-08T19:43:00.001-06:00

Raisey Real Estate - 11560 Teel Parkway - Homes for Sale Frisco TEXAS - Village On Teel - Listing # 11661157 http://ping.fm/r3RBh

2012-01-06T12:38:00.001-06:00

Raisey Real Estate - 3458 United Lane - Homes for Sale Frisco TEXAS - Heritage Lakes Ph 04 & 05 - Listing # 11702816 http://ping.fm/nKEFF

2012-01-05T08:43:00.001-06:00

Collin County Real Estate: Refinancing Gets Even More Attractive http://ping.fm/m868g

2012-01-05T08:09:00.001-06:00

Texas Realtor, David Raisey showing 5676 Laguna Drive - Frisco Tx http://ping.fm/TXvVK

2012-01-04T14:17:00.001-06:00

Raisey Real Estate - 10012 Bowling Green Drive - Homes for Sale Frisco TEXAS - Village At Panther Creek 01 - Listing # 11701637 http://ping.fm/vcbK7

2012-01-03T14:10:00.003-06:00

Zero Lot Line home in Stonebriar, Frisco Texas on Twitpic http://ping.fm/HqQXN

2012-01-03T14:10:00.001-06:00

Zero Lot Line home in Stonebriar, Frisco Texas on Twitpic http://ping.fm/gQanI

2012-01-03T14:02:00.001-06:00

Raisey Real Estate - 12650 Colborne Drive - Homes for Sale Frisco - Christie Ranch Ph 1b - Listing # 11683593 http://ping.fm/tYOtJ

2012-01-02T15:47:00.001-06:00

Frisco ISD working on school zones for local neighborhoods http://ping.fm/FHKId

2011-12-31T11:42:00.001-06:00

Raisey Real Estate - 13460 Bugatti Drive - Homes for Sale Frisco - Grayhawk Ph 06 & 07 - Listing # 11700530 http://ping.fm/fk7Sz

2011-12-30T16:28:00.001-06:00

Raisey Real Estate - 6015 Star Mesa Drive - Homes for Sale Frisco TEXAS - Starwood 02 Village 10 - Listing # 11700400 http://ping.fm/zfZDr

2011-12-30T11:13:00.001-06:00

Raisey Real Estate - 3525 Jefferson Drive - Homes for Sale Frisco TEXAS - Heritage Lakes Ph 02 - Listing # 11700338 http://ping.fm/VZZj1

2011-12-29T11:29:00.001-06:00

Raisey Real Estate - 12753 Swan Lake Drive - Homes for Sale Frisco - Grayhawk Ph 05 - Listing # 11700052 http://ping.fm/A8RYs

2011-12-29T10:48:00.001-06:00

Raisey Real Estate - 11854 Henderson Drive - Homes for Sale FRISCO TEXAS - Panther Creek Estates 02 - Listing # 11699571 http://ping.fm/DfFXf

2011-12-28T10:48:00.001-06:00

Raisey Real Estate - 9773 Lovers Lane - Homes for Sale Frisco TEXAS - Meadows Of Preston 01 - Listing # 11699436 http://ping.fm/K8V6z

2011-12-27T13:00:00.001-06:00

Raisey Real Estate - 11589 Geranium - Homes for Sale Frisco TEXAS - Villages At Willow Bay South 0 - Listing # 11699430 http://ping.fm/fpiTT

2011-12-21T11:40:00.001-06:00

Raisey Real Estate - 15902 Buffalo Creek Drive - Homes for Sale Frisco TEXAS - Hunters Creek 01 - Listing # 11698283 http://ping.fm/ngfh6

2011-12-19T16:13:00.001-06:00

Raisey Real Estate - 11016 Blue Bay Drive - Homes for Sale Frisco TEXAS - Hillcrest Estates 02-7 - Listing # 11697641 http://ping.fm/OVO2i

2011-12-19T13:19:00.001-06:00

Raisey Real Estate - 6808 Thistlewood Lane - Homes for Sale Frisco TEXAS - Pearson Farms 1c - Listing # 11684354 http://ping.fm/FWFeg

2011-12-16T11:08:00.001-06:00

Raisey Real Estate - 6000 Chamberlyne Drive - Homes for Sale FRISCO TEXAS - Starwood #2 - Listing # 11677481 http://ping.fm/mSiBw

2011-12-15T09:07:00.001-06:00

Raisey Real Estate - 904 W 6th Street - Homes for Sale Irving TEXAS - Meyer Acres Resub - Listing # 11686244 http://ping.fm/cSZdi

2011-12-14T19:19:00.001-06:00

Raisey Real Estate | Luxury Homes for Sale in Frisco Texas | Chapel Creek Tx Property Houses http://ping.fm/aaejQ

2011-12-14T10:20:00.001-06:00

Frisco ISD working on school zones for local neighborhoods http://ping.fm/6NklA

2011-12-13T08:32:00.001-06:00

Raisey Real Estate - 6782 Irongate Place - Homes for Sale Frisco TEXAS - Pearson Farms Ph 02 - Listing # 11694379 http://ping.fm/lRAvU

2011-12-12T10:06:00.001-06:00

Raisey Real Estate - 2394 Maserati Drive - Homes for Sale FRISCO TEXAS - Grayhawk - Listing # 11693778 http://ping.fm/HW6eB

2011-12-09T10:36:00.001-06:00

Raisey Real Estate - 12676 Concho Drive - Homes for Sale Frisco - Northridge Ph 03 - Listing # 11675258 http://ping.fm/FhWGO

2011-11-29T15:06:00.001-06:00

Raisey Real Estate - 697 W Talon Drive - Homes for Sale Frisco - Grayhawk Ph 11 - Listing # 11689997 http://ping.fm/ca4zT

2011-11-18T08:33:00.001-06:00

Raisey Real Estate - 904 W 6th Street - Homes for Sale Irving TEXAS - Meyer Acres Resub - Listing # 11686244 http://ping.fm/rXpfl

2011-11-16T13:39:00.001-06:00

Realtor, David Raisey | Stonebriar Creek | Frisco Tx Real Estate Acre Listing http://ping.fm/OPaAr

2011-11-15T08:26:00.001-06:00

Raisey Real Estate - 2260 Hague Drive - Homes for Sale Frisco - Christie Ranch Ph 1b - Listing # 11672852 http://ping.fm/LrHGj

2011-11-10T10:49:00.001-06:00

Raisey Real Estate - 13798 Stevens Point Drive - Homes for Sale Frisco TEXAS - Grayhawk Sec 02 Ph 03 - Listing # 11560388 http://ping.fm/JLGzs

2011-11-09T07:30:00.001-06:00

Raisey Real Estate - 13955 Mill Town Drive - Homes for Sale Frisco TEXAS - Grayhawk Sec 02 Ph 04 - Listing # 11680990 http://ping.fm/b82bb

2011-11-08T07:52:00.001-06:00

Raisey Real Estate - 1500 Plum Valley Drive - Homes for Sale Frisco - Grayhawk Sec 02 Ph 05 - Listing # 11675606 http://ping.fm/MrFgd

2011-11-07T15:26:00.001-06:00

Prosper Texas Real Estate sold by Realtor, David Raisey http://ping.fm/VUGDY

2011-11-07T10:47:00.001-06:00

Raisey Real Estate - 13328 Mannheim Drive - Homes for Sale Frisco TEXAS - Grayhawk Ph 06 & 07 - Listing # 11564620 http://ping.fm/Cst1Y

2011-11-04T08:11:00.001-05:00

Raisey Real Estate - 1500 Plum Valley Drive - Homes for Sale Frisco - Grayhawk Sec 02 Ph 05 - Listing # 11675606 http://ping.fm/6EJ4R

2011-11-03T10:53:00.001-05:00

Raisey Real Estate - 13714 Stevens Point Drive - Homes for Sale Frisco TEXAS - Grayhawk Sec 02 Ph 03 - Listing # 11663812 http://ping.fm/vmIua

2011-11-02T18:50:00.001-05:00

Raisey Real Estate - 2255 Hague Drive - Homes for Sale Frisco - Christie Ranch Ph 1b - Listing # 11676418 http://ping.fm/3sUAg

2011-11-02T08:37:00.001-05:00

Raisey Real Estate - 2255 Hague Drive - Homes for Sale Frisco - Christie Ranch Ph 1b - Listing # 11676418 http://ping.fm/4k8pi

2011-11-01T17:31:00.001-05:00

Raisey Real Estate - 2260 Hague Drive - Homes for Sale Frisco - Christie Ranch Ph 1b - Listing # 11672852 http://ping.fm/qTJp1

2011-11-01T15:16:00.001-05:00

Frisco Realtor, David Raisey | Showing 12554 Colborne Dr | Christie Ranch | Frisco Texas http://ping.fm/3QhLV

2011-11-01T14:32:00.001-05:00

Raisey Real Estate - 13798 Stevens Point Drive - Homes for Sale Frisco TEXAS - Grayhawk Sec 02 Ph 03 - Listing # 11560388 http://ping.fm/9VLap

2011-10-28T09:16:00.001-05:00

Raisey Real Estate - 1077 Clearwater Drive - Homes for Sale Frisco TEXAS - Shores At Waterstone Ph 01 - Listing # 11666348 http://ping.fm/tnzMC

2011-10-27T10:31:00.001-05:00

Raisey Real Estate - 7244 Greystone Lane - Homes for Sale Frisco TEXAS - Park Place Estates - Listing # 11668797 http://ping.fm/OBFxF

2011-10-26T19:59:00.001-05:00

Raisey Real Estate - 9555 Lebanon Road 701 - Homes for Sale Frisco TEXAS - Hackberry Crossing Office Park - Listing # 11575646 http://ping.fm/KEQIt

2011-10-26T15:37:00.001-05:00

Homes for sale in Plano Texas. MLS Real estate listings of houses in Plano Tx. http://ping.fm/6ZmIS

2011-09-27T08:42:00.001-05:00

Raisey Real Estate - 2089 Langdon Drive - Homes for Sale Frisco TEXAS - Christie Ranch Ph 1b - Listing # 11661400 http://ping.fm/uSMKy

2011-09-22T16:51:00.001-05:00

David Raisey | The Estates of Christie Ranch Texas | Homes for sale in Frisco Tx http://ping.fm/AjRHQ

2011-09-22T08:00:00.001-05:00

Raisey Real Estate - 2314 Langdon Drive - Homes for Sale Frisco TEXAS - Christie Ranch Ph 1b - Listing # 11561809 http://ping.fm/vFqS5

2011-09-13T17:18:00.001-05:00

10877 Southbury Lane, Frisco, TX 75034-2356, US http://ping.fm/dt25p

2011-09-06T08:39:00.001-05:00

raisey | Thousand Oaks Real Estate Group http://ping.fm/R1S8q

2011-09-02T20:40:00.001-05:00

Raisey Real Estate - 13414 Mannheim Drive - Homes for Sale Frisco TEXAS - Grayhawk Ph 06 & 07 - Listing # 11652402 http://ping.fm/qFt6A

2011-09-02T08:44:00.001-05:00

Raisey Real Estate - 12624 Seaton Circle - Homes for Sale Frisco TEXAS - Christie Ranch Ph 1b - Listing # 11652419 http://ping.fm/Qsyq0

2011-08-31T12:52:00.001-05:00

David Raisey - docstoc http://ping.fm/ftuSj

2011-08-30T10:16:00.001-05:00

Real Estate Homes for sale in Frisco Texas. Listings in Plano, McKinney, Allen, Celina, Prosper & Dallas Tx, Agent David Raisey http://ping.fm/c6TYG

2011-08-22T16:11:00.001-05:00

David Raisey Realtors | Homes for sale in Castle Hills Tx | Lewisville Texas http://ping.fm/kcl1a

2011-08-22T14:17:00.001-05:00

David Raisey | Grayhawk Real Estate Listings in Frisco Texas | Homes in Tx http://ping.fm/T4ib2

2011-08-22T13:41:00.001-05:00

Texas Real Estate agents listings in Dallas, Denton & Collin County http://ping.fm/Sg2Hr

2011-08-22T10:35:00.001-05:00

Realtor, David Raisey | Frisco Tx Real Estate | Homes for sale in Frisco Texas http://ping.fm/9PNd4

2011-08-22T09:29:00.001-05:00

Raisey Real Estate - 801 Glendevon Drive - Homes for Sale MCKINNEY TEXAS - Wyndsor Grove - Listing # 11607016 http://ping.fm/IxtxH

2011-07-17T13:03:00.001-05:00

David Raisey / coldwell banker - showing 4620 Golden Mew, Houses for sale in Carrollton - Carrollton - Houses - Apartments for Sale - Golden Mew http://ping.fm/RIc0s

2011-07-12T14:03:00.001-05:00

Will the next big boom town be in Texas? | David Raisey Real Estate for Ultima Realtors - Frisco Texas http://ping.fm/ScTte

2011-07-11T12:31:00.001-05:00

Raisey Real Estate - 5151 Burkett Drive - Homes for Sale Frisco TEXAS - Starwood 04 Village 15 - Listing # 11595077 http://ping.fm/Ke8dD

2011-07-07T19:34:00.001-05:00

Colors That Brighten Up Your Dark Kitchen | David Raisey Real Estate for Ultima Realtors - Frisco Texas http://ping.fm/88lUy

2011-07-07T10:13:00.001-05:00

Realtor, David Raisey | 2194 Langdon Drive | Christie Ranch | New Construction home for sale in Frisco Texas http://ping.fm/27mfh

2011-07-06T13:20:00.001-05:00

Realtor, David Raisey | Treasure Cove Listings | Lewisville Texas Real Estate http://ping.fm/JGxMl

2011-07-05T15:54:00.001-05:00

Raisey Real Estate - 2314 Langdon Drive - Homes for Sale Frisco TEXAS - Christie Ranch Ph 1b - Listing # 11561809 http://ping.fm/bRu5B

2011-06-30T18:00:00.001-05:00

raisey « Phoenix AZ First Time Home Buyer http://ping.fm/YoRim